Generally speaking, cosmetic dental treatments are not covered by insurance. This is because cosmetic treatments are usually considered “elective” and aimed at enhancing aesthetics rather than addressing medical or functional issues. This is generally the case with treatments like teeth whitening, veneers, and bonding, which are typically viewed as non-essential.
However, there are exceptions where dental insurance might cover a portion of a cosmetic treatment. These are usually instances where a cosmetic procedure is a functional necessity, like restoration of a severely damaged tooth or orthodontic work that improves bite alignment. To understand the situations in which your dental insurance might offer partial coverage, review your policy or consult your dental care provider to understand what specific treatments are covered and to what extent.
Flexibility in Cosmetic Dentistry Coverage
Some dental plans also offer partial coverage for procedures that blend cosmetic benefits and restore bite integrity, like bonding or crowns. In these cases as well, it’s vital to communicate with your dentist and insurance provider to determine whether your desired treatment qualifies for coverage. Even if full coverage isn't available, ask your dentist if they offer payment plans or financing options like CareCredit.
Fully understanding your dental coverage and alternative financing options will help you get the cosmetic care you need while managing your out-of-pocket costs.
The Best in Prairieville Cosmetic Dentistry
If you’re in Prairieville and want to learn more about getting the cosmetic dental care you need as cost-effectively as possible, contact dentist Dr. Daniel Palm and the excellent Palm Family Dentistry team to schedule a consultation!